Standard Bank launches new low cost account that rewards users with free mobile data

Standard Bank has launched a new low-cost account, which rewards clients with free mobile data.

Called the MyMo account, it offers banking services for a fee of R4.95 per month, cheaper than its entry-level Access account which charges R5.60 per month.

Customers can open MyMo on their mobile devices, which comes loaded with data and airtime offerings and other benefits such as virtual and Gold physical cards.

With no documentation required it only takes a few minutes to open the account, said Funeka Montjane, chief executive, personal and business banking. “For just R4 .95 a month customer will be able to enjoy free swipes and ATM withdrawals at only R6.50 for amounts under R1,000.”

MyMo account holders will also gain a cheque account through a Visa and Mastercard gold card. Once the account is open, users can choose to either receive R50 in airtime or 500MB of data a month, if their card is swiped more than four times a month. A further megabyte of data is loaded on the account for every R20 spent.

Opne mymo account

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What you get

• Free airtime or data earned from day to day banking
• Free unlimited swipes on your Gold card
• Reduced rates when you withdraw money at any bank’s ATM or selected retailers 
• Zero data fees when banking on the banking app
• The benefit of making payments and checking balances wherever you are, from the banking  app
• More ways to buy airtime, data or electricity via ATMs, online or on the banking app
• Cashless payments through Masterpass or SnapScan 
• Monthly email statements
• SMS notifications when there’s activity on your account
• A way of stopping your card on the banking app if you suspect fraud 

Your card features

• A secure chip and PIN Gold card 
• Tap to Pay: Simply tap your card to pay at selected retailers
• Global acceptance of your  Gold card 

Click here to open account 

capitec loan

With Capitec Bank, you can choose the terms that suit you and get a personalised credit plan of up to R250 000 in cash over one to 84 months. Dependent on your affordability and credit profile, the money will be available in your account immediately after approval. You have fixed monthly repayments, as well as free retrenchment and death cover.

Benefits

Whether you need to do home improvements, pay for your children's education to secure their future or buy a reliable car to get your family there safely – living better starts when you get credit for the right reasons. 
A personalised loan means that you get the best offer based on your profile and your need, with lower fees and at the best possible interest rate. Remember that the term will affect your instalments, so be sure that you'll be able to repay the monthly instalments over the whole term. 
• Get up to R250 000 over 1 – 84 months
• Choose between the amount you want, the monthly instalment that suits your pocket, or the option that gives you the lowest interest rate
• Credit is approved in minutes and the money is available immediately
• Pay fixed monthly repayments
• Get interest rates from 12.9%
• Consolidate all your existing loans for easier monthly repayments
• Add affordable credit insurance, including retrenchment and death cover
• Manage your credit using our app

Apply for capitec loans

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Ways to apply

• Online
• On our app
• Visit your nearest branch
• Call us on 0860 66 77 89

Your offer is based on your affordability and credit profile

• Your banking and credit history
• Your income and expenses to see how much you can afford
• How stable your source of income is, to make the best offer 
• You choose the credit amount that you want
• You choose the monthly instalment that suits your cash flow or the option that gives you the best interest rate

capitec careers/vacancies

Capitec Bank, South Africa’s fastest growing retail bank, wants exceptional people to join their company at various branches across the country. Do you want to be one of them? Find out how to apply for vacancies at Capitec Bank here!

Vacancies At Capitec Bank

Are you energetic and self-motivated with a passion for service? Capitec's focus is on finding the right people for the right jobs.

They are continuously on the lookout for retail, service, sales and promotions consultants and managers to create a unique service experience for their clients.

Think you have what it takes to join the Capitec team? Let's take a look at how you can go about joining them!

Capitec Bank, South Africa’s fastest growing retail bank, wants exceptional people to join their company at various branches across the country.

click here to apply 

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 Create Your Account

Before you can start applying for the various vacancies available at Capitec Bank, you need to create an account. This is free and shouldn't take too long.

CLICK HERE TO REGISTER

 Browse Jobs

Once you have created your account, you're all set to start applying! Capitec organises its vacancies under the following headings:

• Branch Network
• Administration
• Corporate Sales
• Business Development
• Business Process Improvement
• Contact Centre
• Promotions
• Credit Management
• Finance
• Graduate Development Programme
• HR
• IT
• Legal
• Marketing
• Project Office
• Properties
• Risk Management
• Bursary Programme

Please note that not every category will have available vacancies under it. Capitec is responsible for maintaining the content on their site, and is in no way affiliated with the Careers Portal. This page serves only as informative content, designed to help you find your way forward.

Capitec credit card

One card for all your banking. Get up to R150 000 credit limit.

Capitec Credit card benefits

• Access to all your accounts
• Earn 5% per year on a positive balance
• Up to 55 days interest-free period
• Personalised credit based on your profile and affordability
• Credit limit of up to R150 000
• Secure online purchases 
• Do cashless payments (zero fees worldwide at  
  Mastercard® 
  card machines, online and for telephone and mail orders)
• No currency conversion fees for card purchases overseas
• Manage your credit card on our app

Click here to apply for capitec credit card

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Use our app to manage your card

• Update your daily card limits for withdrawals and card purchases
• Transfer your outstanding balance from the straight to budget payment option 
• View your credit limits and transaction history
• Create, view and settle your budget balance

How to apply

Visit a Capitec Bank branch with these documents

• Original identification document (must be 18 years or older). If you are married and your surname is no longer the same as indicated in your identification document, a marriage certificate will be required.
• Latest salary slip 
• Stamped bank statement showing your latest 3 salary deposits

Save time and try our online estimate to see what you qualify for before going to a branch.

Rates and fees

• Initiation fee: R100
• Monthly fee: R35
• Interest rate: 10.25% – 20.75% (based on your credit profile)

Get and Activate capitec banking app

A lot of first time users are been frustrated about the fact that they cant activate the capitec baking app. The frustration is quite understandable as customers are in hurry to experience all the benefits of banking online. Some of the benefit for using capitec app is below

Bank anywhere 24/7

• It’s free: Our app is free to download and there’s no monthly subscription.
• It’s also free to use:  MTN, Vodacom, Telkom Mobile and Cell C subscribers pay zero data charges when they use our app
• You’ll save: Beneficiary payments can be done at a fraction of the branch cost
• Plan and manage your budget: Take control of your money and track your spending
• Convenient: You can access the app on the go from your cellphone
• Added security: Every transaction is protected by your Remote PIN, so never share it – keep it secret

What can I do on it?

Transact

• Do payments (people or accounts)
• Buy airtime, data and SMS bundles (for yourself or a friend)
• Buy electricity (for yourself or a friend)
• View your last electricity tokens purchased
• Add beneficiaries (your own, Capitec-registered or credit card)
• View, sort, update and delete beneficiaries
• Add recurring (stop orders) and future-dated payments
• View transaction or beneficiary payment history
• Do credit facility transfers
• NEW: Stop and/or dispute debit orders
• NEW: Email electronically stamped statements
• NEW: Buy airtime in custom amounts
• NEW: Pay a Capitec Bank client using their verified cellphone number
• NEW: Pay DStv accounts
• NEW: Send cash to family and friends

S​ave

• View your available account balances
• View account details
• View transaction details
• View or email your transaction history (money in and money out)
• Transfer money between your savings accounts
• Add recurring (stop orders) and future-dated transfers
• Send your account details by email or SMS
• NEW: Fix your savings accounts
• NEW: Create flexible savings accounts
• NEW: Rename flexible savings accounts

Credit

• View credit plan balances
• View credit plan details
• Do credit facility transfers
• View your credit rating and ways to improve it
• NEW: Make a payment into your credit account

Cards

• Stop lost or stolen cards immediately
• Update your daily card limits

Budget

• Step-by-step guide to create your budget
• Track your spending on the go and take control of your money

Profile

View your profile using the menu at the top of the home screen and do the following:

• Change your Remote PIN
• Register and maintain your SMS Update settings
• View your notice history
• View or email tax interest certificates
• View your Remote Banking agreement
• Save and verify your email address for added security

Insure

• Apply for funeral cover

click here to activate capitec banking app


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By far the easiest way to get your capitec app activated is by visiting a branch

I'm already an Internet banking user (with token on cellphone)

1. Sign in to Internet banking
2. Follow the easy download steps
3. Choose a new Remote PIN (this will replace your existing Internet banking password and can be used to access Remote Banking – app and Internet)
4. Enjoy banking on the go using the app

Not registered for Internet banking/Registered with token on keyring 

1. Visit your nearest branch with your cellphone and Global One card to register
2. We'll send you an SMS to download the app
3. Once downloaded, install and activate the app
4. Open the app, enter your Remote PIN and start transacting